INSURANCE INSPECTIONs
WIND MITIGATION INSPECTION
Simply put, a wind mitigation inspection (also called a windstorm mitigation inspection) is where a certified inspector looks over a property for specific weather withstanding features. These features can be anything from door/window coverings to the way your roof is attached to your home and how your roof is sealed to prevent water from entering. Though a wind mitigation inspection is not required to get Florida homeowners insurance, it can result in substantial savings.
These are some of the features the inspector will assess and suggest improvements for.
|
4 - POINT
INSPECTION A 4 point inspection looks at the 4 major systems (Roof, Electrical, Plumbing, HVAC) in an older home. An insurance company wants to know that an older home has been well maintained, and the major systems are in good working condition. This is not a safety inspection. They are done by a licensed inspector or building contractor.
Here is what a 4 point inspection looks at:
|
ROOF CERTIFICATION
Proof of roof replacement, or a Roof Condition Certification Inspection will be required for homes that are 25 years old and older if it has a shingle roof. Homes with tile or metal roofs, and mobile homes 50 years or older will also be required to have the Roof Condition Certification form filled out.
|